Incoming Freshmen

Attending college is one of the biggest investments you will make during your lifetime. UNI is committed to providing the finest education attainable at the lowest cost possible. The Office of Student Financial aid prides itself on assisting families in understanding the financial aid process. View a breakdown of tuition and fees as well as other costs associated with attending UNI.

Unsure of where or when to start? The checklist provided should get you started on the path to financial aid.

Applying for Financial Aid

To ensure you receive financial aid to help with the cost of tuition, you will need to complete the FAFSA each year that you will be attending college. Be sure to list the UNI School Code 001890.

Award notifications for new freshmen and transfers will begin going out mid-March if you have submitted your FAFSA and provided any necessary documentation. Students also must be admitted to the university prior to the creation of an award letter. Awards will consist of all types of aid that you are eligible for based on the results of your FAFSA.

All students will be able to access their award notification via MyUNIverse within the Student Center tab. The award notification will outline the various sources of aid used to create your award package such as grants and scholarships, loans, or work-study.

Types of Financial Aid

More than 80% of UNI students receive some form of financial aid. Students can receive aid in the form of grants, scholarships, loans, and work-study. To learn more about applying for aid process visit Applying for Aid.

Some scholarships are awarded at the time of admissions. You will be notified of your selection for these awards by the Office of Student Financial Aid. All other scholarships at UNI require the completion of the UNI Scholarship Application.  The application is available in September.  Incoming students must apply to UNI before they are eligible to apply for scholarships. 

Deadlines for incoming students can vary, however the most common deadline is January 15. Visit our comprehensive Scholarship Chart for more details on available scholarships and eligibility criteria.

You may also be eligible for need-based and non-need-based scholarships from other sources. Begin your search while in high school and apply for any scholarship which you are eligible for. Ask your counselor about any hometown scholarships. Also, ask any organizations you belong to if they offer scholarships.

Grants are considered “gift aid” and do not have to be repaid. Eligibility for grants is determined by the Expected Family Contribution, as calculated on the FAFSA. Learn more about the different grants available to UNI students here.

The federal government has a variety of federal loan options available for students and parents. We encourage you to review the information about the loans carefully before making any decisions about your loans. Learn more about the different loan options available here. Please remember that these are loans and they must be repaid, so only borrow what you need.

Student Employment/Work-study
Many students finance their education though part-time jobs. The University of Northern Iowa offers a variety of employment options. Over 2,500 students work on-campus throughout the year. On campus employment allows students to quickly become integrated within the UNI community, in addition to networking with faculty and staff. Hours of employment are extremely flexible, with students typically working 10 – 15 hours per week on campus.

Students do not have to be work-study eligible to work on campus. Students can start searching for jobs by viewing the Online Job Board. Learn more about the different types of employment opportunities here.