Student borrowers are eligible to have their loans deferred while enrolled in a minimum of 6 hours/semester for undergraduates, 5 hours/semester for graduates. The deferment process for all federal student loan programs is done automatically, based on enrollment following the first 2 weeks of each semester, and thereafter periodically during the semester.
If a student has previously borrowed private education loans at another institution, s/he will need to complete a deferment form provided by the lender. Contact the specific lender for details.
Parent PLUS Loans
Parents have the option of deferring repayment on Parent PLUS loans while the student on whose behalf they borrowed the PLUS loan is in school and for a six-month grace period after the student graduates or drops below half-time enrollment. Parents have the option of deferring or beginning repayment on the PLUS Loan when they are completing the "Request a PLUS Loan" link on http://www.studentloans.gov.