What does it mean to "live like a student?"
Living like a student means that you must make responsible decisions regarding money…
$ Budget and have financial goals.
Budgeting is one of the fundamental principles of money management, and while it seems simple, it must be a conscious decision that guides you on a daily basis.
$ Live within your means.
Don't spend more money than you have. Purchases with credit are similar to taking a loan in that they must be repaid with interest.
$ Understand how actions today will affect your financial future.
Act responsibly regarding student loans, bill paying and the use of credit cards. Your choices today could impact your ability to live the lifestyle you desire upon graduation.
Need help determining how you can "live like a student?"
A variety of services and programs are available to assist you in starting your financial future. Visit www.uni.edu/finaid to register for non- credit classes. Call 319-273-2700 to schedule a program or an individual counseling appointment.
$ Live Like A Student Courses:
Three- week courses (non- credit) are offered throughout the semester at a variety of times. Attendees will explore the concepts of personal budgeting, credit and credit cards, student loans, and identity protection. Students attending a "Live Like a Student" course will have the opportunity to enter their name in a drawing during each class they attend (maximum of six entries). Three $500 scholarships will be awarded each semester. Notification of the award will be included within the student's award package.
$ One-on-One Money Management Counseling:
Obtain personalized budgeting assistance, information about your award notification and bill, and much more. Appointments can be made by emailing firstname.lastname@example.org.
$ Group/Organizational Workshops:
Looking for a great informational session for students? Programs can be designed for the specific needs of the group. Presentations such as Holidays on a Budget, Scholarships, Budgeting, and much more are available upon request.
What other students are saying…
"I gained useful knowledge about creating a better budget for myself, how to choose the right credit cards, and what to do if my identity is stolen."
"I feel more conscious of what I buy and I think I might continue journaling my spending."
"I actually expected it to be a bit on the boring side, but it wasn't at all. I loved how we all got to ask ANY questions we had and they were answered."
"This class should be mandatory. We could open a lot of people's eyes because a lot of students believe they know a lot, but they don't and they just don't understand if they mess up now it'll effect their future."
"I came into this course expecting my parents to take care of everything for me, but I now understand how I can financially take care of myself."